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Our Legacy - Tradition, Community, and the Law

Office Location

Fernando R. Carranza & Associates, LTD
5814 W. Cermak Road
Cicero, IL 60804
Phone: 708-298-0106
Toll Free: 800-459-0950
Fax: 708-416-0043
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DuPage, Kane and Cook County Foreclosure Attorney

A Proven Law Firm for Home Retention and Debt Relief in Illinois

If you have fallen seriously behind on your mortgage in the Chicago area, you are far from alone. Statistics and estimates vary, but there are certainly hundreds of thousands of families in metro Chicago in some stage of the foreclosure process.

If you are struggling to save your home from foreclosure or overcome other serious debt problems, our attorneys and professional negotiators are here to help. The best answer for you will depend on many factors — like your current income, how much you owe and what the house is worth now — but you can leave that to our professional team to analyze.

A Practical, Comprehensive Approach to Foreclosure Defense

Across all our legal practice areas, we treat our clients with respect. Our Kane County and Cook County foreclosure defense lawyers know what has happened to hardworking men, women and families all around us, and our law firm's central mission is to help people survive financial crisis and get going in the right direction again.

At Fernando R. Carranza & Associates, LTD, we have an outstanding heritage in the law and decades of experience in financial negotiations and litigation. As part of our complete foreclosure defense approach, we will explore:

  • Whether you can get a loan modification that lowers monthly payments and allows you to catch up
  • If a short sale of your home — for less than what you owe against it — will give you the debt relief you need and allow you to get into a better overall financial situation
  • What eviction defense strategies we can use to buy you or family members time in your home while you decide what other steps to take
  • Whether filing Chapter 7 or Chapter 13 personal bankruptcy, actions taken by millions of respectable Americans each year, may be the best way to stop foreclosure and reduce your debt

Serving Chicago and Communities Such as Elgin: Trusted Bankruptcy Lawyers

The wisdom and legal experience you need to find real solutions is one phone call away. We will answer your questions in direct language you can understand, whether you communicate best in Spanish or English.

Every working day, we help people in our area find answers to their debt problems. We are ready to do the same for you, beginning with a free consultation.

We are a debt-relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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